Unfortunately Yours by Tessa Bailey Summary, Characters and Themes

Unfortunately Yours by Tessa Bailey is a charming, laugh-out-loud romance novel set in the picturesque Napa Valley. It follows the lives of Natalie Vos, a down-on-her-luck heiress, and August Cates, a struggling vineyard owner. Forced together by circumstances, they agree to a marriage of convenience to solve their respective problems. 

What begins as a practical arrangement soon evolves into something deeper, as their sizzling chemistry and snappy banter blur the lines between love and hate. With its enemies-to-lovers dynamic and heartwarming moments, the story explores themes of personal growth, family, and discovering love in unexpected places.

Summary

Natalie Vos returns to her family’s Napa Valley vineyard after her life in New York unravels. A once-successful finance professional, Natalie lost her job and called off her engagement with her ex-fiancé, who worked in finance. 

Now, back home, Natalie dreams of starting her own business in finance with a friend from New York, but there’s a catch: she needs her trust fund to finance the venture. 

Unfortunately, her overbearing mother refuses to release the trust fund unless Natalie marries and holds a stable job—two things she lacks after her breakup. With her financial plans stalled, Natalie feels trapped.

Meanwhile, August Cates, a former Navy SEAL, finds himself in dire straits. He runs a vineyard in Napa Valley, but despite his passion and dedication, his wine is terrible, and his business is on the brink of collapse. 

He started the vineyard to honor the dream of his late best friend, Sam, who died while serving in the military. However, with no knowledge of winemaking, August is struggling to keep the business afloat. 

After being denied a bank loan, August is left searching for a way to save the vineyard and preserve his friend’s legacy.

Fate brings Natalie and August together, even though they have a rocky history from a previous flirtation that went sour. 

Natalie, desperate for a solution to her financial woes, and August, in need of funds to save his vineyard, realize that a marriage of convenience could benefit them both. 

By marrying, Natalie can access her trust fund, and August will receive the money he needs to turn his vineyard around. 

Though they can’t stand each other at first, the plan seems like a win-win situation for both of them.

Natalie takes on a job at August’s vineyard to maintain the appearance of stability and help justify her marriage to the trust fund administrators. 

As they prepare for their sham wedding, the couple is forced to spend more time together, and the simmering attraction between them becomes undeniable. 

Their chemistry, once masked by insults and tension, begins to transform into something deeper. August, initially only interested in saving his vineyard, finds himself falling hard for Natalie. His blunt, often unfiltered personality clashes with Natalie’s sharp wit, creating a dynamic filled with humor, banter, and heartfelt moments.

However, complications arise when August receives an unexpected financial lifeline from Sam’s father, offering him the money he needs without the marriage. 

Instead of being transparent, August hides this from Natalie, fearing it might damage their growing relationship

This secret, combined with Natalie’s lingering family issues—particularly her strained relationship with her mother—leads to emotional conflict.

In the end, despite learning that her father would have granted her access to her trust fund without the marriage, Natalie chooses to stay married to August, having realized her true feelings.

They overcome their misunderstandings, embrace their love, and commit to building a future together—personally and professionally—as partners both in life and in the vineyard.

Unfortunately Yours by Tessa Bailey Summary

Characters

Natalie Vos

Natalie Vos is the central female protagonist, a complex character defined by personal struggles, ambition, and emotional conflict. Once a successful finance executive in New York, her life falls apart after losing her job and breaking off her engagement with her fiancé, leaving her feeling defeated and unsure of herself.

She returns to her family’s vineyard in Napa Valley to regroup, but her relationship with her family, particularly her mother, adds layers to her emotional journey. Natalie’s mother consistently favors her brother Julian, which deepens her feelings of inadequacy.

At the same time, Natalie is fiercely independent and driven. Her goal to start a finance business with a friend from New York signifies her determination to regain her financial and personal autonomy.

What makes Natalie an intriguing character is the contrast between her vulnerability—stemming from her failed relationship and the strain with her family—and her sharp wit and assertiveness. Her initial animosity towards August Cates, the male protagonist, reveals her frustrations but also highlights her fiery nature.

The marriage of convenience with August pushes her character to explore the boundaries between emotional dependency and independence. She wrestles with the idea of needing someone, which is further complicated by her undeniable attraction to August and her fears of being hurt again.

August Cates

August Cates is a former Navy SEAL turned struggling vineyard owner. He is the embodiment of a man driven by loyalty and commitment.

His character is shaped by the promise he made to his late best friend Sam, to carry on his dream of owning a vineyard, even though August has little knowledge about winemaking. This loyalty to his friend, despite his lack of expertise in the wine business, speaks to August’s honorable and steadfast nature.

However, this very dedication also puts him at a disadvantage, as he stubbornly tries to keep the vineyard afloat without the necessary skills or financial support. August is portrayed as rugged and somewhat clueless when it comes to the art of winemaking and romance.

His gruff exterior and Navy SEAL background provide a stark contrast to his soft, emotionally open side, particularly in his interactions with Natalie. He tends to speak whatever comes to his mind without thinking, which often results in amusing and endearing moments.

While August initially agrees to the marriage out of financial desperation, it’s clear early on that his feelings for Natalie run much deeper. As the story unfolds, August’s love for Natalie grows, and he becomes more willing to accept help—both emotionally and professionally—signifying his character’s development.

Julian Vos

Julian is Natalie’s brother and the protagonist from the previous book in the series, Secretly Yours. Though he is not a primary character in Unfortunately Yours, his presence looms large due to his role in the family vineyard and his favored status within the family.

His successful relationship and position in the family’s eyes, especially their mother’s, serve as a point of tension for Natalie. Julian’s success contrasts with Natalie’s struggles, further complicating her relationship with him and her own sense of self-worth.

Though Julian is not explored in great depth in this book, he acts as a foil to Natalie. He represents what she feels she has failed to achieve in both familial acceptance and personal stability.

Natalie’s Mother

Natalie’s mother plays a crucial role in shaping her emotional conflicts. She is portrayed as cold and dismissive towards Natalie, clearly favoring Julian.

Her refusal to release Natalie’s trust fund unless she meets certain criteria (i.e., getting married) adds another layer of challenge for Natalie, forcing her into the marriage of convenience with August. This dynamic with her mother influences Natalie’s sense of inadequacy and her determination to prove herself.

Her mother’s treatment fuels Natalie’s insecurities and is a major emotional hurdle throughout the novel.

Sam

Although Sam, August’s best friend, has passed away before the events of the novel, his presence is felt throughout August’s journey. Sam’s dream of owning a vineyard becomes August’s mission.

Much of August’s motivation comes from his promise to fulfill that dream. Sam represents August’s deep sense of duty and the grief he carries from losing someone important.

This backstory adds emotional depth to August’s character. His struggle to run the vineyard is not just about financial success but about honoring his friend’s legacy.

The Loan Officer and Other Side Characters

While the story mainly revolves around Natalie and August, a few side characters help to push the plot forward. The loan officer, for example, emphasizes the stakes in August’s financial troubles.

August’s former commanding officer offers insight into his past and his Navy SEAL background. These characters, while minor, help to shape the world around August and Natalie and further the central themes of obligation and loyalty.

Additionally, Natalie’s friend from New York, though not extensively featured, is important. She acts as the catalyst for Natalie’s desire to restart her business, showing that she still maintains some professional connections outside of her family’s vineyard.

Themes

Marriage of Convenience to Genuine Love

At the heart of Unfortunately Yours is the classic romance trope of a marriage of convenience that gradually blossoms into a real emotional connection. Both Natalie Vos and August Cates enter into their arrangement with practical, financial motives.

Natalie needs to access her trust fund to finance her new business venture, while August needs funds to save his failing vineyard. Initially, their partnership is purely transactional, with both characters wary of each other due to their past antagonism and simmering attraction.

However, as they spend more time together, their fake marriage forces them to confront their growing feelings. This theme reflects the gradual shift from a superficial relationship based on convenience to one built on love, trust, and genuine emotional intimacy.

The evolution from a fake marriage to real affection underscores how love can emerge from unexpected circumstances. The couple’s bickering, which once fueled their animosity, becomes a form of flirtation, and the emotional walls they’ve built begin to crumble.

August’s sincerity and Natalie’s vulnerability allow their relationship to move beyond the façade. It highlights how genuine love often thrives in unlikely situations.

Family Dynamics and Expectations

Family plays a critical role in shaping both Natalie’s and August’s motivations and emotional journeys. Natalie’s strained relationship with her family, especially with her mother, is a key aspect of her character arc.

Her mother’s favoritism toward her brother Julian leaves Natalie feeling undervalued and overshadowed. This toxic dynamic is a source of deep insecurity for Natalie, who constantly seeks validation and approval but rarely receives it.

Her mother’s refusal to release her trust fund unless she marries reinforces the transactional nature of her familial relationships. It places additional pressure on Natalie to meet these unrealistic expectations.

August’s family relationships are different but equally significant. His dedication to his late best friend, Sam, serves as a driving force behind his vineyard endeavor.

Sam’s death in military service weighs heavily on August, and his vineyard represents more than just a business—it is a way for him to honor Sam’s dream. His determination to fulfill this promise becomes a burden, leading to financial struggles and emotional isolation.

As both characters navigate the pressure of familial obligations, they learn to redefine their relationships with their families. They set boundaries for their own happiness.

Personal Growth and Self-Discovery

Both Natalie and August undergo significant personal growth throughout the novel. For Natalie, returning to Napa Valley after her professional and romantic failures in New York is a humbling experience.

She starts off feeling like a failure, both in her career and personal life. The conditional nature of her trust fund exacerbates her feelings of inadequacy.

Through her interactions with August and her work at his vineyard, Natalie rediscovers her self-worth and resilience. She learns to confront her insecurities and eventually prioritizes her own happiness over her family’s expectations.

By the end of the novel, she is no longer driven solely by the need to prove herself to her family. Instead, she focuses on building a future on her own terms, both professionally and romantically.

August’s growth is centered around accepting help and letting go of his need to be the sole provider. His initial struggle with running the vineyard is not just financial but emotional.

He feels the weight of responsibility to fulfill Sam’s legacy. However, his growing relationship with Natalie teaches him that he doesn’t have to shoulder everything alone.

This theme highlights the importance of partnership and shared burdens in both business and romance. Through Natalie’s support, August learns to be vulnerable and open, allowing their relationship to flourish.

The Balance Between Independence and Partnership

The novel explores the delicate balance between maintaining personal independence and embracing partnership. Both Natalie and August start the novel with a fierce sense of independence.

Natalie is determined to rebuild her career on her own terms, while August is determined to keep his vineyard afloat without outside assistance. However, as their relationship evolves, they learn that partnership does not diminish their autonomy but rather enhances their personal and professional lives.

The fake marriage forces them to rely on each other in unexpected ways. Through this, they discover that collaboration is not only beneficial but essential to their success, both in love and in business.

For Natalie, this lesson is particularly poignant because of her strained relationship with her family. Learning to trust August and allow him into her life is a significant step in her journey toward emotional maturity.

For August, the realization that he doesn’t have to fight his battles alone marks a turning point in his character arc. The novel ultimately suggests that true partnership allows individuals to retain their independence while also providing a foundation of mutual support and growth.

Overcoming Obstacles and Emotional Vulnerability

A recurring theme throughout Unfortunately Yours is the idea of overcoming both external and internal obstacles. Both Natalie and August face significant external challenges—Natalie with her trust fund requirements and August with his struggling vineyard.

However, their internal obstacles are perhaps the greater challenge. Natalie’s insecurities about her worthiness and August’s fear of failure and guilt over his friend’s death create emotional barriers that prevent them from fully opening up to each other.

The novel explores how vulnerability, especially emotional vulnerability, is necessary for love to flourish. As the characters learn to trust each other and reveal their deeper fears and desires, they become more open to the possibility of a real, lasting relationship.

This theme underscores the importance of emotional honesty in overcoming personal insecurities. It highlights the value of building a strong romantic connection based on openness and vulnerability.